PUTTING OUR CLIENTS FIRSTTHE FIDUCIARY STANDARD

In our world, every decision is made on how it best serves our clients’ near- and long-term interests. We advise our clients as we advise ourselves: investing in ways that enable broad diversity, low costs and appropriate levels of risk.

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Thoughts From MAggieOUR FIDUCIARY OBLIGATION

In differentiating Investment Professionals, it is important to determine who they answer to.  Is it to their clients or their firm?  Many financial organizations offer company owned products, such as mutual funds, annuities and or managed money platforms.  Often times, they are paid more on those products or have bonuses based on the use of those products.  Inevitably, it is easy for their interests to be more in line with their company, than with providing their clients with the best solution possible.

We are an independent registered investment advisor.  With no added financial interest tied to providing one product over the other, our investment product universe is larger and remains strictly objective to tailor a customized financial solution that is in our clients’ best interest.  We enjoy the freedom and flexibility to create a plan that best suits the unique circumstances and objectives of each of our clients. Because of this, we are free to present the best and most appropriate investments for your life–stage and needs.

For managing your financial portfolio, we offer a prudent approach based on our fiduciary relationship with you as your knowledgeable investment advisor. Fiduciary duty is generally considered the highest legal duty one party can have to another. As a Registered Investment Advisor firm, we have a legal responsibility to always act in your best interests - and we take that responsibility very seriously.

 
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A DELIBERATE PROCESS TOACHIEVING GOALS

As an advisor who follows an evidence-based investing philosophy, we believe that the relationship we have with our clients needs to be about so much more than the numbers. As Carl Richards, director of investor education for the BAM ALLIANCE, says in this foundational film, "We see past the spreadsheet to understand your most important dreams and goals."

 
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